Credibull

Yes, we are a SEBI-Registered Investment Adviser (RIA) (Registration Number: INA000018878). You can verify our details directly on the official SEBI website - https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13 We follow all rules, standards, and transparency norms set by SEBI.

No, we never hold your money or shares. Your investments stay safely in your own personal demat and trading accounts, which are fully in your control. We only share research-backed advice and ideas; placing trades through your broker is completely up to you.

No. As per SEBI rules, promising fixed profits or guaranteed returns in the stock market is illegal. Equities come with market risk. Our focus is on long-term wealth creation (3+ years) by investing in fundamentally solid companies capable of beating broader market indices.

Short-term market swings are completely normal. We recommend businesses with strong core fundamentals. As long as the business remains intact, market dips are a chance to buy them at discounted valuations, not an excuse to panic. We review holdings regularly and only suggest changes when the fundamentals alter

Yes, definitely. Every stock idea comes with an exit plan. If a stock’s valuation gets stretched, business performance slows down, or your target is achieved, we send a clear "Exit / Sell" call.

Head over to our Contact Us page to connect with us and get started.

Our fee is calculated quarterly on your investment portfolio's AUM of the preceding quarter end.

Yes, the agreement renews automatically. Either party can terminate it by providing a one-month prior written notice.

Since we do not charge fees in advance, there is no concern or complication regarding advance fee payments or refunds.

No, the vast majority are not. Sharing stock tips or model portfolios without a valid SEBI registration is illegal under Indian law.

There are only around 1000 active registered investment advisors across the country. SEBI maintains very strict standards, requiring postgraduate degrees, NISM certifications, net-worth checks, and regular audits.

SEBI acts firmly by impounding illegally earned fees with interest, banning offenders from capital markets for years, and taking criminal action in serious fraud cases.

No. Offering or promising fixed percentage returns goes strictly against SEBI's code of conduct. We provide disciplined risk management and research-driven advice to help grow your capital steadily over time.

Yes. You can check our license anytime on SEBI’s official site (https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13 ) under "Recognized Intermediaries" using our firm’s name or registration number.

Instead of guessing short-term market timing, we look at company valuation and asset allocation. When markets fall, we review the financial performance of portfolio companies, systematically add to high-quality stocks at better valuations (SIP or averaging), and use strict risk management to prevent panic-driven selling.

Our approach is simple- Buy, Hold, and Review. We select firms with strong cash flows, clean management, and clear competitive edges. The recommended holding period is generally 3 or more years.

Our Role- Deliver thorough, research-backed, and honest advice, manage risks, and share regular performance updates. Your Role- Provide your true risk appetite and financial goals, execute recommended trades on time in your demat account, and avoid emotional decisions driven by market fear or greed.

We accept payments through safe and approved digital channels including Net Banking across all major banks, UPI via Google Pay, PhonePe, Paytm, and BHIM as well as Direct Bank Transfers through NEFT, RTGS, and IMPS to our official current account. Please note that as per SEBI regulations cash payments are strictly not accepted.

An RIA is a licensed financial expert regulated directly by SEBI. They have a legal fiduciary duty to put your interests first. Unlike brokers or agents who earn commissions by selling financial products, an RIA only charges an advisory fee directly to you. This approach prevents any conflict of interest and ensures honest guidance.

Capital Loss Unregistered operators frequently lure investors with false promises of guaranteed returns, which often lead to substantial or complete loss of capital. Account Handling Frauds Many unauthorized individuals ask for client login credentials and execute reckless, high-risk trades that put your entire principal at risk. No Regulatory Recourse If you face fraud from an unregistered entity, SEBI grievance redressal mechanisms like the SCORES platform cannot intervene, leaving you without standard investor protection.

As someone who has been navigating complex business landscapes for decades, I have always been on the lookout for people who combine clarity of purpose with integrity, sharp thinking and timely action. I am glad to say that Ananya blends all these qualities with finesse . Her razor-sharp mind, a deep insight into market cycles, a keen understanding of the goals and interests of individual clients make her advice fit each situation like a glove. I have developed trust in her judgement and her knack of tailoring her advice to fit the clients’ needs, reducing risks and optimising benefits. I find that Ananya of Credibull Capital is the kind of advisor one needs in their team for financial decision making over the long haul.

C.P. Gurnani

Former CEO, Tech Mahindra

Ananya Roy has been a wonderful investment advisor. She really took the time to understand my goals and risk appetite, and tailored my equity and mutual fund investments accordingly. Although she’s naturally cautious, Ananya never shied away from smarter opportunities that suited my profile. Thanks to her, my portfolio has mostly beaten the Nifty, and I feel much more confident about my finances. I genuinely appreciate her attentive, clear advice and highly recommend her!

Rithish Kumar

Co-founder, Pee Safe

Ananya has been exceptional in understanding my specific requirements, assessing my risk-return profile, and managing my portfolio with her tailored investment strategy. Ananya's expertise, honesty, and dedication is apparent in every interaction. She is consistently available, attentive, and forward-thinking, providing insightful advice and support, which has been crucial in managing the intricacies of my investment portfolio. I highly recommend Ananya to anyone seeking expert investment advice and a partner committed to achieving their financial goals.

Neha Agarwal

Founder, Lightroad

I have been working with Ananya for several years, and it has been an incredibly rewarding experience. Her expertise in investment strategies and deep understanding of the market trends have consistently delivered positive results for my portfolio. What sets Ananya apart is her personalized approach. She took the time to understand my financial goals, risk tolerance, and investment preference. She is always accessible, responsive and proactive in providing timely advice and guidance. I wholeheartedly recommend Credibull to anyone seeking expert investment advice and guidance.

Mandeep Kaur

Homemaker

I have been associated with Ananya professionally for several years now. Her in-depth knowledge, and proactive and sincere approach are truly commendable. She is well researched, and responds promptly at all times. However to achieve even greater success, I humbly request her to adopt a more calibrated approach. It will be better to invest in parts at market dips - rather than in one go. Overall, I am sure it will be rewarding to work with her.

Radhika Handa

Homemaker

Ananya is exceptionally patient, composed, and thorough. She has a rare ability to simplify complex financial concepts while maintaining the rigor needed to make informed decisions. More importantly, she is consistent in her approach and genuinely invested in understanding what matters to her clients. I often joke with her that if I ever lose money, I know exactly whom I’ll come looking for! She simply smiles whenever I say it, and her calm confidence says it all. More seriously, I value the trust and transparency she brings to managing my portfolio and the comfort of knowing that my investments are being looked after thoughtfully and diligently.

Prahlad Kumar Sahoo

Executive Engineer, Rashtrapati Bhavan

My professional journey with Ananya began in late 2024, following a series of in-depth discussions where we balanced a friendly dynamic with a highly professional approach to portfolio selection. Ananya’s market knowledge is truly impeccable, and her ability to translate complex industry insights into clear, actionable advice is invaluable. Beyond her expertise, her nominal advisory fees make her services incredibly accessible. One thing I can vouch for with absolute certainty is that once you are onboarded with Ananya, you can leave your financial worries behind. I have complete faith in her guidance, and I firmly believe that trusting an expert like her is far superior to relying on ‘half-knowledge.’

Ashish Pandey

Procurement Manager, Corning Inc.

My experience with Credibull Capital has been very positive. What I particularly appreciate is the research-driven and personalized approach to investing. Ananya takes the time to understand my financial goals, risk appetite and investment horizon before suggesting an approach. Her communication is clear, and I have found her to be responsive and thoughtful when discussing investment decisions. What I value most is that the focus is not simply on chasing short-term returns, but on building a disciplined, long-term investment portfolio based on sound reasoning and valuations. I would definitely recommend Credibull to investors looking for research-oriented and personalized investment guidance.

Rajendro Kumar Sahu

Senior Software Technologist, Philips

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